Money saving supermarket mortgage calculator

This calculator provides useful guidance, but it should be seen as giving a rule-of-thumb result only.

Read more about what lenders look at in the How Much Can I Borrow?

Mortgage Calculator: Simple calculator for repayment & interest only mortgages

Be aware that your credit score also has a big impact — read MSE's Credit Rating guide for further details. Also note that this calculation is mainly for people who are employed — sadly, for the self-employed, it's more difficult.

Assuming you don't have existing debts and a clear credit rating you should have no difficulty in securing a mortgage in green. Remember, lenders will also assess your outgoings, including any loan agreements and credit card repayments, child maintenance payments, school fees and other bills to work out how much they'll lend.

If you haven't already, do a budget.

This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs.

It's important you always get a specific quote from the lender and double-check the price yourself before acting on the information.

We cannot accept responsibility for any errors please report faults above. We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. Its stance of putting consumers first is protected and enshrined in the legally-binding MSE Editorial Code.

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Mortgage Overpayment Calculator: Pay off your debt early?

To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. The MSE mobile menu not all pages are optimised yet.

Compare fixed rate mortgages Ditch your fix? How much can I borrow? See MSE's Mortgage Best Buys Comparison.

Basic mortgage calculator Compare two mortgages Overpayment calculator Offset mortgage vs savings Saving for deposit? How many people are applying?

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Typical upper range of mortgage: Based on typical bank's lending criteria. Assumptions In order to create these results, we have had to make a few assumptions: How this site works We think it's important you understand the strengths and limitations of the site.

This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.

How much can I borrow: mortgage calculator - MoneySavingExpert

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